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    Home Services financing

    Home Services Business Loans

    HVAC, plumbing, electrical, roofing and other trades grow by adding trucks, technicians and equipment, often before the jobs that pay for them. Financing helps you take on more work and smooth out slow seasons.

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    Financing that fits

    Equipment Financing

    Vans and equipment secure the loan.

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    Business Line of Credit

    Covers materials and payroll between jobs and through slow months.

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    Term Loan

    Funds expansion into a new service area or buying another company.

    ApplyHow it works

    What owners finance

    • Service vans and trucks
    • Tools and equipment
    • Hiring and training technicians
    • Marketing and lead generation
    • Covering slow seasons

    What lenders look at

    • Steady monthly revenue and repeat customers
    • Licensing and insurance
    • Seasonality
    • Service agreements and recurring contracts

    Documents to have ready

    • Business bank statements
    • Recent tax returns
    • Licenses and proof of insurance
    • Vehicle or equipment quotes

    Common questions

    Can I finance several vans at once?
    Yes. Fleet financing lets you add multiple vehicles under one approval.
    Do maintenance contracts help?
    Recurring service agreements show predictable revenue, which lenders like.
    Can I buy another trades business?
    Yes. Term and SBA loans are common for acquisitions.

    Financing for your home services business

    One application. Matched lenders. Offers you can compare side by side.

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