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    Auto Repair financing

    Auto Repair Business Loans

    Auto repair and service shops depend on expensive equipment (lifts, diagnostic tools, alignment machines) and enough bays to keep technicians busy. Financing helps you add capacity, modernize or buy a shop.

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    Financing that fits

    Equipment Financing

    Finances shop equipment against the equipment itself.

    ApplyHow it works

    Term Loan

    Fixed payments for expansions and shop purchases.

    ApplyHow it works

    Working Capital Loan

    Covers parts inventory and payroll as you grow.

    Apply

    What owners finance

    • Lifts, diagnostic and alignment equipment
    • Adding bays or a second location
    • Buying an existing shop
    • Parts inventory
    • Hiring and training technicians

    What lenders look at

    • Steady monthly revenue
    • Time in business
    • Lease or property terms
    • Fleet or commercial accounts

    Documents to have ready

    • Business bank statements
    • Recent tax returns
    • Profit and loss statement
    • Equipment quotes
    • Lease or property documents

    Common questions

    Can I finance used shop equipment?
    Often, yes. Have the seller's details and the equipment's age and condition ready.
    Do I need to own the building?
    No. Many shops lease; lenders will look at how long the lease runs.
    Can I buy an existing shop with financing?
    Yes. Term and SBA loans are common for acquisitions, based on the shop's cash flow and your experience.

    Financing for your auto repair business

    One application. Matched lenders. Offers you can compare side by side.

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