Solutions / Term Loans
Term Loans
for Growth
Substantial capital with predictable payments. Access $100K+ with no maximum for qualified borrowers, fixed rates and terms up to 84 months for major business investments.
You might qualify if…
- Minimum 2 years in business
- Annual revenue of $750K or more
- Business credit score of 680+
- Consistent profitability for 24+ months
$100K
Minimum Loan
No Cap
Maximum Loan
4.5%
Starting APR
84mo
Max Term
Benefits
Why Choose a Term Loan?
Term loans provide substantial upfront capital with predictable monthly payments, making them ideal for major business investments and long-term planning.
Lump Sum Funding
Receive your full loan amount upfront to fund major investments, expansions, or large purchases.
Fixed Interest Rates
Lock in your rate for the life of the loan. Predictable payments make budgeting simple.
Flexible Terms
Choose repayment terms from 12 to 84 months to match your cash flow and business goals.
Large Loan Amounts
Access substantial capital starting at $100K with no maximum for qualified borrowers.
Estimate
What would a term loan cost each month?
Opens on a typical term loan deal. Adjust the amount, term and rate; the full calculator has the year-by-year schedule.
Estimated monthly payment
$10,258.27
- Amount
- $500,000
- Term
- 60 months
- Rate
- 8.50% APR
- Total interest
- $115,496
Estimates only; actual terms depend on underwriting.
Options
Flexible Term Options
Choose the term length and loan amount that best fits your business needs.
Term Length
12-24 Months
Short-term financing for immediate needs
Term Length
36-60 Months
Medium-term loans for growth initiatives
Term Length
60-84 Months
Long-term capital for major investments
Use Cases
Ideal Applications
Business Expansion
Open new locations, enter new markets, or scale your operations with significant capital investment.
Acquisitions
Fund mergers, acquisitions, or buy out partners with structured long-term financing.
Major Equipment
Purchase expensive machinery, technology systems, or fleet vehicles for your operations.
Real Estate
Acquire commercial property, renovate facilities, or invest in real estate assets.
Eligibility
Qualification Requirements
Term loans are designed for established businesses with proven track records. Review the requirements below to see if you qualify.
Check Your Eligibility- Minimum 2 years in business
- Annual revenue of $750K or more
- Business credit score of 680+
- Consistent profitability for 24+ months
- Clear business plan for fund usage
- Collateral may be required for larger amounts
How It Works
Typical Closing Timeline
- Day 0
Submit application
Business financials and the purpose of the loan.
- Day 2–3
Underwriting
Terms are issued within 48–72 hours of a complete file.
- Day 5–7
Close and fund
Sign, then funds land in your business account.
Talk to a specialist
Get a term loan quote
Leave an email and the amount you have in mind. A specialist replies within one business day with indicative terms; there is no credit pull at this stage.
Not the right fit?
Compare the other products
Ready to Grow Your Business?
Apply today for a term loan that fits your business goals. Our team is ready to help you secure the capital you need.