Solutions / Equipment Financing
Equipment
Financing
Acquire the equipment your business needs without depleting cash reserves. Finance $100K to $5M with flexible loan and lease options.
You might qualify if…
- Minimum 1 year in business
- Annual revenue of $250K or more
- Business credit score of 620+
- Equipment quote or invoice from vendor
$100K
Minimum Amount
$5M
Maximum Amount
5.5%
Starting APR
100%
Financing Available
Benefits
Why Finance Equipment?
Equipment financing allows you to acquire essential assets while maintaining liquidity and taking advantage of potential tax benefits.
Preserve Working Capital
Keep your cash reserves intact while acquiring essential equipment. Spread costs over the asset's useful life.
Tax Advantages
Potential Section 179 deductions and depreciation benefits. Consult your tax advisor for specific guidance.
Fast Approval
Streamlined process with decisions in as little as 24 hours for qualified applicants.
Flexible Structures
Choose from loans, leases, or sale-leaseback arrangements to match your business strategy.
Estimate
What would a equipment cost each month?
Opens on a typical equipment deal. Adjust the amount, term and rate; the full calculator has the year-by-year schedule.
Estimated monthly payment
$5,009.49
- Amount
- $250,000
- Term
- 60 months
- Rate
- 7.50% APR
- Total interest
- $50,569
Estimates only; actual terms depend on underwriting.
What We Finance
Equipment Categories
We finance a wide range of business equipment across industries.
Vehicles & Fleet
Commercial trucks, vans, delivery vehicles, and entire fleet acquisitions.
Manufacturing
Production lines, CNC machines, fabrication equipment, and industrial tools.
Technology
Servers, data centers, software systems, and IT infrastructure.
Medical
Diagnostic equipment, imaging systems, and healthcare technology.
Agriculture
Tractors, harvesters, irrigation systems, and farming equipment.
Office & Commercial
Printing equipment, office furniture, and commercial appliances.
Options
Financing Structures
Choose the financing structure that best aligns with your business goals.
Equipment Loan
Own the equipment outright with fixed monthly payments. Build equity as you pay down the loan.
- Full ownership
- Competitive fixed rates
- Terms up to 84 months
Equipment Lease
Lower monthly payments with options to purchase, return, or upgrade at lease end.
- Lower payments
- Upgrade flexibility
- Off-balance sheet options
Sale-Leaseback
Unlock capital from equipment you already own while continuing to use it.
- Immediate liquidity
- Continue using assets
- Flexible terms
Eligibility
Qualification Requirements
Equipment financing has more flexible requirements than traditional loans. The equipment itself serves as collateral, making approval more accessible.
Check Your Eligibility- Minimum 1 year in business
- Annual revenue of $250K or more
- Business credit score of 620+
- Equipment quote or invoice from vendor
- Valid business registration
- No recent bankruptcies
How It Works
Typical Closing Timeline
- Day 0
Submit details
Basic business info plus the vendor quote or invoice.
- Day 1–2
Decision
Approval and terms within 24–48 hours.
- Day 3–5
Vendor paid
We pay the vendor directly; you take delivery.
Talk to a specialist
Get a equipment quote
Leave an email and the amount you have in mind. A specialist replies within one business day with indicative terms; there is no credit pull at this stage.
Not the right fit?
Compare the other products
Ready to Upgrade Your Equipment?
Apply today and get a preliminary assessment as soon as you submit. Our team will help you find the right financing structure for your needs.