Solutions / Business Lines of Credit
Business Lines
of Credit
Flexible, revolving credit that adapts to your business needs. Access $100K to $5M when you need it, and only pay for what you use.
You might qualify if…
- Minimum 2 years in business
- Annual revenue of $500K or more
- Business credit score of 650+
- Positive cash flow for 12+ months
$100K
Minimum Line
$5M
Maximum Line
4.9%
Starting APR
24h
Fund Access
Benefits
Why Choose a Line of Credit?
Unlike traditional loans, a business line of credit gives you ongoing access to funds without reapplying each time you need capital.
Revolving Access
Draw funds as needed and only pay interest on what you use. Repay and reuse your credit line continuously.
Flexible Limits
Credit lines from $100K to $5M that grow with your business. Increase limits as your revenue expands.
Quick Access
Once approved, access funds within 24 hours. No lengthy approval process for each draw.
No Collateral Required
Unsecured options available for qualified businesses. Keep your assets free for other opportunities.
Estimate
What would a line of credit cost each month?
Opens on a typical line of credit deal. Adjust the amount, term and rate; the full calculator has the year-by-year schedule.
Estimated monthly payment
$11,478.62
- Amount
- $250,000
- Term
- 24 months
- Rate
- 9.50% APR
- Total interest
- $25,487
Estimates only; actual terms depend on underwriting.
Use Cases
How Businesses Use It
Working Capital
Cover day-to-day operational expenses, payroll, and inventory purchases during seasonal fluctuations.
Growth Opportunities
Quickly capitalize on time-sensitive opportunities like bulk inventory discounts or market expansion.
Cash Flow Management
Bridge gaps between receivables and payables to maintain smooth business operations.
Emergency Funding
Have a financial safety net ready for unexpected expenses or equipment repairs.
Eligibility
Qualification Requirements
We work with established businesses that demonstrate strong financial health and growth potential. Review the basic requirements below.
Check Your Eligibility- Minimum 2 years in business
- Annual revenue of $500K or more
- Business credit score of 650+
- Positive cash flow for 12+ months
- No recent bankruptcies or tax liens
- Valid business registration
How It Works
Typical Closing Timeline
- Day 0
Apply online
About 10 minutes with basic business information.
- Day 1
Decision
Our team reviews and responds within 24 hours.
- Day 2
Line open
Draw funds whenever your business needs capital.
Talk to a specialist
Get a line of credit quote
Leave an email and the amount you have in mind. A specialist replies within one business day with indicative terms; there is no credit pull at this stage.
Not the right fit?
Compare the other products
Ready to Get Started?
Apply today and get a preliminary assessment as soon as you submit. Our team is standing by to help you access the capital your business needs.