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    E-commerce financing

    E-commerce Business Loans

    Online sellers pay for inventory, ads and fulfillment weeks before revenue arrives, and sales can swing with the season. Financing that flexes with your sales lets you stock up and scale ad spend without running out of cash.

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    Financing that fits

    Business Line of Credit

    Draw for inventory and ads, repay as sales come in.

    ApplyHow it works

    Working Capital Loan

    A lump sum for a big inventory buy.

    Apply

    Supply Chain Financing

    Pay manufacturers early against purchase orders.

    Apply

    Revenue-Based Financing

    Fund inventory and ads ahead of peak season and repay as a share of sales.

    Apply

    What owners finance

    • Inventory ahead of peak season
    • Advertising and customer acquisition
    • Fulfillment and warehousing
    • Launching new products
    • Bridging marketplace payout delays

    What lenders look at

    • Monthly sales across channels and platforms
    • Margins after ad spend and fees
    • Inventory turnover
    • Return and chargeback rates

    Documents to have ready

    • Business bank statements
    • Marketplace or storefront sales reports
    • Recent tax returns
    • Profit and loss statement
    • Supplier invoices or purchase orders

    Common questions

    Do lenders accept marketplace sales data?
    Many do. Platform sales reports alongside bank statements give a fuller picture of your revenue.
    Can I finance inventory from overseas suppliers?
    Yes. Supply chain and purchase order financing can pay suppliers before goods ship.
    How do lenders view rapid growth?
    Positively, if margins hold. Show how ad spend turns into sales.

    Financing for your e-commerce business

    One application. Matched lenders. Offers you can compare side by side.

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