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    Franchise financing

    Franchise Business Loans

    Franchise owners finance franchise fees, build-outs and equipment for each unit, and multi-unit operators grow unit by unit. Lenders weigh the brand's track record alongside your own experience and finances.

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    Financing that fits

    SBA Loan

    Widely used for franchise purchases, with longer terms and lower down payments.

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    Equipment Financing

    Finances the equipment package for a new unit.

    ApplyHow it works

    Term Loan

    Funds additional units or remodels for existing operators.

    ApplyHow it works

    What owners finance

    • Franchise fees and opening costs
    • Build-outs and equipment
    • Buying an existing franchise unit
    • Opening additional units
    • Remodels required by the franchisor

    What lenders look at

    • The brand's performance and franchisor support
    • Your management or industry experience
    • Liquidity and money you're putting in
    • Performance of any units you already own

    Documents to have ready

    • Personal financial statement
    • Franchise agreement and Franchise Disclosure Document
    • Business plan and projections for a new unit
    • Tax returns and statements for existing units

    Common questions

    Can I finance the franchise fee?
    Often, yes, as part of an SBA or term loan that also covers build-out and equipment.
    Does the brand matter to lenders?
    Yes. Lenders look at how the brand's units perform; established brands are usually easier to finance.
    Can I finance a resale unit?
    Yes. A unit with operating history can be easier to finance than a new one.

    Financing for your franchise business

    One application. Matched lenders. Offers you can compare side by side.

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