
Will Schulz
Chief Technology Officer, Direct Credit
Will Schulz is a seasoned technologist, engineer, and entrepreneur with over a decade of experience building secure, scalable software platforms at the intersection of finance, data, and automation. He earned a B.A. in Computer Science and Economics from the University of California, Santa Barbara, and began his career as a Silicon Valley software engineer and business intelligence consultant, working across data systems, analytics, and product architecture.
As CTO of Direct Credit, Will leads platform engineering, infrastructure, and security, overseeing the development of a modern business lending platform designed for reliability, speed, and compliance at scale. He brings deep expertise in fintech systems, data pipelines, and risk-sensitive applications, with a strong emphasis on code quality, system integrity, and long-term technical resilience. In parallel with his role at Direct Credit, Will is the founder of AW3 Technology, a venture studio focused on building and advising early-stage software companies across fintech, AI, and Web3.
Articles by Will
- The SBA Rewrote Its Rulebook on October 1. Here's Who Just Got Shut OutLending Tips · Oct 16, 2026
- Tariffs Ate Your Holiday Budget. Here's How Smart Retailers Are Stocking Shelves AnywayBusiness Growth · Oct 15, 2026
- 7 Warning Signs Your Business Will Run Out of Cash Before JanuaryBusiness Growth · Oct 14, 2026
- Only 7% of Small Business Owners Say It's a Good Time to Expand. Here's What the Smart Ones Are Doing InsteadBusiness Growth · Oct 11, 2026
- How to Strengthen Your Business Lending ProfileBusiness Growth · Dec 22, 2025
- Understanding Interest Rates: Fixed vs. VariableLending Tips · Dec 10, 2025
- How to Prepare Your Business for a Loan ApplicationLending Tips · Nov 30, 2025
- Working Capital Management Best PracticesBusiness Growth · Nov 20, 2025